DCARDFEE is a fee charged by Bank of Baroda (BOB) for the usage of their debit cards. It is an annual fee that is applied to your account on the day that your account was first opened. The fee can vary depending on the type of debit card you have, with normal debit cards having a fee of Rs. 150 and Platinum Debit Cards having a fee of Rs. 300. However, the fee can change at any time without prior warning, as BOB reserves the right to modify card fees. DCARDFEE can include processing fees, yearly fees, and other fees that can vary from bank to bank. It is a required fee, but there are ways to lessen its effect on your finances. One option is to choose a BOB account that comes with a free debit card that is valid for the first year. Another strategy is to only sometimes and carefully use your debit card. You might also think about using a payment method like mobile banking, UPI, or net banking.