Employment Practices Liability Insurance (EPLI) is a type of business insurance policy that helps cover company losses associated with certain employment claims alleging violations of the rights of an employee or applicant for employment. EPLI provides coverage to employers against claims made by employees, such as wrongful termination, discrimination, harassment, and retaliation. The policies will reimburse your company against the costs of defending a lawsuit in court and for judgments and settlements. EPLI coverage is usually written on a claims-made basis, meaning the incident resulting in the claim had to occur during the coverage period. The cost of EPLI coverage depends on your type of business, the number of employees you have, and various risk factors such as whether your company has been sued over employment practices in the past. EPLI can be offered as an endorsement to a Businessowners policy (BOP) or a general liability policy, or as a specific stand-alone policy. EPLI and workers compensation insurance are separate types of coverage.