Hardship refers to difficult or unpleasant conditions of life that cause suffering or deprivation. It can be caused by various events, such as job loss, illness, sudden property loss, or financial difficulties. Hardship can affect many areas of life, including ones ability to pay bills and taxes. In some cases, hardship can lead to extreme financial difficulties that make it impossible to keep up with normal lifestyle expenses. Hardship can be a challenging experience, but there are programs and resources available to help individuals deal with the financial burden and get back on their feet.