HO6 insurance is a type of homeowner insurance policy that protects those who own a condominium or co-op unit. It is also known as condo insurance and is designed to cover what the condo associations master policy wont. HO6 insurance protects the unit and everything it contains, provides liability coverage, loss of use coverage, and more. The policy covers the interior structure of a unit from the "walls in". The following are the areas of insurance coverage provided by an HO6 policy:

• Dwelling: This includes damages to improvements, alterations, additions, etc. made to the unit.

• Personal property: This covers personal belongings, such as furniture, electronics, and other items inside the unit.

• Loss of use: This provides additional living expenses when the unit becomes uninhabitable.

• Personal liability: This provides coverage for when the owner is sued or has accidentally caused harm to others.

• Medical payments to others: This covers any issues that arose at the unit or anywhere else (under $5,000).

HO6 insurance policies are homeowners insurance policies for those who own a condominium or co-op unit. The policy protects the unit and everything it contains, provides liability coverage, loss of use coverage, and more.