An intra-bank transfer is a type of transaction where funds are transferred between accounts within the same bank network. This means that the sender and the beneficiary both have accounts with the same bank. Intra-bank transfers are different from interbank transfers, where the beneficiarys account is in a different bank.

Intra-bank transfers are generally considered safe, convenient, and swift. They can be done online, via mobile app, or by visiting a branch. Intra-bank transfers can be used to transfer funds between personal accounts, personal accounts to corporate accounts, or to process same-day payments. They can also be used to process ACH returns faster and reduce the impact of chargebacks and returns.

The process of performing an intra-bank transfer may vary depending on the bank. However, customers are usually required to provide their personal valid identity documents. The charge for intra-bank transfers usually complies with the intra-bank transfer charging regulations stipulated by the Central Bank.

If a domestic transaction exceeds the limit as per FEA guidelines, customers are required to visit any of the banks branches to perform the transaction.