Pradhan Mantri Jan Dhan Yojana (PMJDY) is a financial inclusion program launched by the Government of India in 2014. The objective of this program is to ensure access to financial services such as bank accounts, remittances, credit, insurance, and pensions to all Indian citizens, including minors of age 10 and older who can open an account with a guardian to manage it. The program aims to bring about comprehensive financial inclusion of all households in the country.

Under the scheme, a basic savings bank deposit (BSBD) account can be opened in any bank branch or Business Correspondent (Bank Mitra) outlet, by persons not having any other account. The beneficiaries would get a RuPay Debit card having inbuilt accident insurance cover of ₹1 lakh. The scheme covers both urban and rural areas and those who open an account would get an indigenous Debit Card (RuPay card) . Account can be opened in any bank branch or Business Correspondent (Bank Mitr) outlet at zero balance.

As of September 2023, 50.41 crore beneficiaries have been banked under the scheme, with ₹204,941.84 crore balance in beneficiary accounts. The Pradhan Mantri Jan Dhan Yojana has a structured monitoring mechanism from Central to District level. At the Centre, the Finance Minister is the Mission head along with a Steering Committee and a Mission Director. The program is monitored at the State level by a State Implementation Committee and in the districts by a District Implementation Committee.