Jefferson Capital Systems, LLC is a debt collector that purchases debts from original creditors and collects them from consumers. It is headquartered in Saint Cloud, Minnesota, and has been purchasing and collecting debts since 2002. The company can appear under several names on a credit report, including Jefferson Capital LLC, Jefferson Capital Systems, Jefferson Capital Systems Verizon, or Jefferson Collection.

Jefferson Capital Systems is not a scam, but a real debt collection agency. It collects debts from service providers in several industries as well as bankruptcy debt. The company has over 250 employees and collects for fortune 500 creditors, banks, telecommunication and utility providers, credit card issuers, and some of the nations largest auto finance companies.

If a consumer receives a debt collection notice from Jefferson Capital Systems, they should verify that they owe the debt and have the right tools to settle the debt. If a consumer is feeling frustrated with the way Jefferson Capital Systems is treating them, they can contact companies like Lexington Law and Credit Saint to help dispute the debt and repair their credit score.