Medicare Plan F is a Medicare Supplement insurance plan that provides extensive coverage for medical services and helps cover out-of-pocket expenses not paid by Original Medicare. It is generally regarded as the most comprehensive plan out of the 10 Medicare Supplement plans available in most states. Here are some key features of Medicare Plan F:

• It covers most remaining hospital and doctor costs after Original Medicare (Part A and Part B) has paid its share.
• It is one of only two Medicare Supplement insurance plans that cover 100% of Medicare Part B excess charges.
• It pays the Medicare Part B (Medical) calendar year deductible, which other standardized plans do not.
• It provides coverage for skilled nursing facility care, Medicare Part A and B deductibles, and international travel medical emergency help.
• It covers costs in excess of Medicare-approved amounts, which means you may have no out-of-pocket costs for hospital and doctor’s office care with this plan.

It is important to note that Medicare Plan F is only available to Medicare beneficiaries who were eligible for Medicare before January 1, 2020. Additionally, Plan F is no longer available to individuals new to Medicare on or after January 1, 2020. However, those who were eligible for Medicare before January 1, 2020, can still enroll in Plan F.