MP2 (Modified Pag-IBIG II) is an optional savings program for current and former Pag-IBIG Fund members who want to grow their savings in addition to their Pag-IBIG regular savings. Here are some key features of the MP2 Savings Program:

• MP2 savings earn higher annual dividends compared to the regular savings program with Pag-IBIG.
• Dividends for the MP2 savings program are derived from 70% of the annual net income of Pag-IBIG.
• Your dividends are tax-free whether you choose to withdraw annually or after the 5-year maturity period.
• Your MP2 savings are government-guaranteed.
• You can open and maintain multiple MP2 savings accounts.
• You can view your MP2 Savings online, via Virtual Pag-IBIG.

According to a sample MP2 computation at the Pag-IBIG website, if youve been saving ₱500 from 2020 to 2024, youre likely to receive a total dividend of ₱5,718.75 (if you chose to get your dividends annually). Your total dividend will be higher (₱6,266.14) if you opt to get paid the lump sum after your MP2 accounts five-year term.

To enroll in the MP2 Savings Program, you can visit the MP2 Enrollment page online or visit your nearest Pag-IBIG branch and submit your accomplished MP2 Savings application form.