National E-Governance Services Limited (NeSL) is an Information Utility (IU) appointed by the Insolvency and Bankruptcy Board of India (IBBI) . It is a Union government company and is governed by the provisions of Insolvency and Bankruptcy Code, 2016 (IBC) and Insolvency and Bankruptcy Board of India (Information Utilities) Regulations, 2017. The primary role of NeSL is to serve as a repository of legal evidence holding the information pertaining to any debt/claim, as submitted by the financial or operational creditor and verified and authenticated by the parties to the debt.

NeSLs authentication of debt process involves verifying the details of the debt as furnished by the bank or creditor. If there is no default on the account, the customer should be able to authenticate the information until the updated information is shared with NeSL in the next reporting month. If there is a default on the account, three successful alerts are sent each in three days gap and maximum within 15 days, and if the customer does not authenticate the debt, it becomes deemed authenticated.

In summary, NeSL authentication of debt is a process of verifying and authenticating the information pertaining to any debt/claim, as submitted by the financial or operational creditor and verified by the parties to the debt.