Personal injury protection (PIP) coverage, also known as no-fault insurance, is a type of car insurance that covers medical expenses and lost wages for you and your passengers if youre injured in an accident, regardless of who is at fault. PIP coverage can also include other expenses such as funeral costs and rehabilitation expenses. PIP coverage is required in some states, while in others it is optional.

Some key features of PIP coverage include:

• Medical expenses coverage: PIP coverage pays for medical expenses related to injuries sustained in an automobile accident, including hospital bills, doctor visits, and rehabilitation costs.

• Lost wages coverage: PIP coverage can also cover lost wages if you are unable to work due to injuries sustained in an accident.

• No-fault coverage: PIP coverage is also known as no-fault insurance because it covers medical expenses regardless of who is at fault for the accident.

• Passenger coverage: PIP coverage extends to passengers in your car, as well as pedestrians and cyclists who are injured in an accident involving your car.

It is important to note that PIP coverage is not the same as liability insurance, which covers medical costs for the third-party if it is determined that you are at fault for the accident. PIP coverage can overlap with your health insurance or MedPay insurance, but there are times when multiple policies are recommended.