PPP (Paycheck Protection Program) loan fraud charges refer to the criminal charges that individuals or companies may face for submitting false information in an application or certification for a loan under the PPP. PPP loan fraud can take many forms, including submitting a false certification, fraudulent use of PPP loan funds, and PPP loan application fraud. The charges associated with PPP loan fraud can be either civil or criminal in nature and can range from fines to decades behind bars. The most common criminal charges for PPP loan fraud include bank fraud, wire fraud, mail fraud, tax evasion, identity fraud, identity theft, or aggravated identity theft, and computer fraud. The penalties for these charges can include hefty fines and imprisonment for up to 30 years. If an individual or company intentionally omits information or makes false statements when applying for a PPP loan, they may face criminal penalties, civil penalties, or financial penalties. The consequences of PPP loan fraud are not necessarily limited to those who benefit from federal PPP loan fraud, as a conviction for conspiracy or attempted fraud could result in the same penalties.