Quarterly Average Balance (QAB) is the minimum average balance that a savings account holder needs to maintain in their account on a quarterly basis. Bank of Baroda (BoB) is one such bank that requires its savings account holders to maintain a minimum QAB in its Advantage Savings Account. The minimum QAB varies across banks and locations, and BoB has recently increased its minimum QAB for its metro, urban, and semi-urban branches. The minimum QAB for Advantage Savings Account for urban and metro branches has been increased from Rs 1,000 to Rs 2,000, and for semi-urban branches, the minimum QAB has been increased from Rs 500 to Rs 1,000. However, there is no change for accounts in its rural branches, and the minimum QAB requirement is still Rs 500. If the account holder fails to maintain the minimum QAB, the bank imposes a penalty.