QAB charges in BOB refer to the charges imposed by Bank of Baroda on customers who fail to maintain the minimum Quarterly Average Balance (QAB) in their savings account. The minimum QAB varies across branches and locations, and the charges for non-maintenance of the minimum balance also vary accordingly. For example, as of December 2018, the maximum charges for non-maintenance of minimum QAB were Rs. 200 for metro and urban branches and Rs. 100 for semi-urban branches. As of October 2023, the minimum QAB requirement for Baroda Advantage Savings Account is zero. The minimum QAB requirement for other savings accounts in Bank of Baroda varies based on the branch location, with the minimum QAB for metro and urban branches being Rs. 2,000 and for semi-urban branches being Rs. 1,000. If a customer fails to maintain the minimum QAB, the bank imposes a penalty, which varies based on the slabs applicable.