RuPay is an Indian multinational financial services and Payment Service System, launched by the National Payments Corporation of India (NPCI) in 2014. RuPay facilitates electronic payment at all Indian banks and financial institutions. RuPay credit cards are widely accepted and offer several benefits and features. Here are some key features of RuPay credit cards:

• Accepted Everywhere in India: RuPay credit cards are accepted everywhere in India and many other countries have also given permission for its use.

• Lower Transaction Fees: With RuPay being an indigenous card, its transaction fees are lower than its foreign competitors, such as Visa and MasterCard.

• Linking with UPI: RuPay credit cards can be linked with UPI for making easy, instant, and safe digital payment transactions.

• Personalized Card Designs: RuPay cards offer personalized card designs, customized rewards programs, and partnerships with various merchants to cater to cardholders requirements.

• Complimentary Insurance Coverage: RuPay credit cards offer complimentary personal accident insurance coverage and lost card insurance coverage.

• Reward Points: RuPay credit cards offer reward points on every transaction, which can be redeemed for various benefits and offers.

RuPay credit cards are issued by various banks in partnership with NPCI. The credit limit of RuPay cards varies for different banks, making it difficult for customers to find the best card with the highest credit limit. Currently, the RuPay credit card has limited acceptance at POS abroad, but the Reserve Bank is taking measures to increase the scope of acceptance of this credit card outside India.