The 401(k) contribution limits for 2025 are as follows:

• The standard employee contribution limit is $23,500.
• For individuals aged 50 and older, there is a catch-up contribution limit of $7,500, raising the total possible employee contribution to $31,000.
• New in 2025, individuals aged 60 to 63 can make a "super" catch-up contribution of up to $11,250 instead of $7,500, allowing a total contribution of up to $34,750.
• The combined total limit for employee and employer contributions is $70,000 for those under 50, $77,500 for those aged 50 to 59, and $81,250 for those aged 60 to 63 (or 100% of compensation, whichever is less)

These limits apply to pretax and Roth employee contributions combined. If you have multiple 401(k) plans, the total employee contribution across all plans cannot exceed these limits. Employer contributions do not count toward the individual employee limit but do count toward the combined total limit.