As of May 18, 2025, the average mortgage interest rates in the United States are as follows:

• The national average interest rate for a 30-year fixed mortgage is approximately 6.89% to 7.02%, with the APR around 6.96% to 7.02% depending on the source and specific loan type

• For a 15-year fixed mortgage, the average APR is about 6.18% to 6.05%

• Other mortgage types such as 20-year fixed rates are around 6.61% to 6.82%, and 10-year fixed rates near 6.07% to 5.96%

These rates reflect current market conditions and can vary based on lender, borrower creditworthiness, loan size, and other factors. The 30-year fixed mortgage remains the most common loan term, with rates just under 7% nationally

. In summary, the average 30-year fixed mortgage interest rate in the U.S. is about 6.9% to 7.0% as of mid-May 2025.