As of Wednesday, October 18, 2023, the national average 30-year VA mortgage interest rate is 7.43%, according to Bankrates latest survey of the nations largest mortgage lenders. However, VA loan rates change daily based on market conditions, and the rates offered to individual borrowers will depend on factors such as credit score and down payment. Therefore, it is recommended to shop around and compare rates from multiple lenders to find the best VA mortgage rate available.