The highest Social Security payment depends on several factors, including the age at which you retire and your earnings history. The maximum benefit amount changes each year and is adjusted for inflation. As of 2023, the maximum Social Security benefit is $3,627 per month if you retire at full retirement age, $2,572 per month if you retire at age 62, and $4,555 per month if you retire at age 70. However, its important to note that few people receive the maximum Social Security benefit, as it requires a high income over many decades and delaying receiving benefits.