As of today, Sunday, May 18, 2025:

• The national average interest rate for a 30-year fixed mortgage in the United States is approximately 6.89% to 6.96% APR, with top offers around 6.04% APR

• The average 15-year fixed mortgage APR is about 6.18%

• The benchmark federal funds interest rate set by the U.S. Federal Reserve is 4.50% as of mid-May 2025

These rates reflect current lending conditions and central bank policy rates in the U.S. Mortgage rates can fluctuate based on market factors, while the Fed funds rate influences overall interest rate trends