A Virtual Payment Address (VPA) is a unique identifier that helps UPI to track a persons account. It is a one-of-a-kind identifier that allows UPI to track a persons account and serves as an ID in addition to the bank account number and other information. VPAs are used to make and receive payments, and they are unique to each account. With the help of UPI, an account holder can have as many VPAs as they want. The VPA is linked to a bank account, and UPI transactions only require the VPA ID, not the IFSC code or bank account information.
To find the VPA in Google Pay, follow these steps:
- Open the Google Pay application
- Click on your profile on top of the home screen (circle with photo)
- Click on the Bank account option
- Select the account whose VPA is desired
- The desired VPA can be found under "UPI IDS" (VPA and UPI ID are the same)
It is important to note that the VPA is interchangeable with the UPI ID.
