Visa Provisioning Service is a payment service offered by Visa that is used to confirm cardholder information and protect cardholders from fraud. It is a zero-dollar verification fee that Visa uses to verify cardholder information and ensure that the card being used is valid. This service is typically used by online merchants and digital wallet services to verify the cardholders identity and ensure that the cardholder has sufficient funds. The Visa Provisioning Service Charge appears as $0 on bank statements and serves as a preauthorization check to verify account legitimacy before a charge is fully completed. The service uses tokenization to protect sensitive account information, reducing the risk of credit card fraud. By replacing a users account number with a unique token, the Tokenized Card Service greatly reduces the risk of fraud and provides an easy, hassle-free payment experience. The Visa Provisioning Service is safe and convenient for those who want to make mobile payments using their debit card.