There is no one-size-fits-all answer to what your credit limit should be. The amount of credit available to you is likely to reflect your current credit health, and it can vary depending on factors such as your credit score, income, and credit history. Here are some things to keep in mind:

• Credit utilization: A good rule of thumb is to keep your credit utilization under 30 percent. This means that if you have $10,000 in available credit, you don’t ever want your balances to go over $3,000. If your balance exceeds the 30 percent ratio, try to pay it off as soon as possible.

• Credit score: Your credit score is a major factor in determining your credit limit. If you have good or excellent credit, you’ll probably be offered significantly higher lines of credit.

• Income: Your income is another factor that can influence your credit limit. If you have a higher income, you may be eligible for a higher credit limit.

• Credit history: Your credit history can also play a role in determining your credit limit. If you have a long and positive credit history, you may be eligible for a higher credit limit.

Its important to remember that having a high credit limit doesnt mean you should use all of it. Using too much credit could hurt your credit score, so its best to keep your credit utilization ratio under 30% . Ultimately, the amount of credit you should have depends on your individual financial situation and your ability to use credit responsibly.