The best time to get life insurance is generally as soon as possible, especially when you are young and healthy. This is because life insurance premiums are lower the younger and healthier you are at the time of purchase. Getting life insurance early can save money and ensure coverage is in place before potential health issues arise. People often consider buying life insurance after major life milestones such as getting married, having children, buying a home, or when others become financially dependent on them. However, it is also important for single individuals with debt or final expense concerns to consider coverage. In summary, while there is no single "best age," the choice to get life insurance should align more with life stages and financial responsibilities rather than just age. Key points:

• Younger and healthier = lower premiums.
• Important life events for considering life insurance: marriage, starting a family, buying a home, having dependents.
• Single individuals should also consider it for debt and final expenses coverage.
• Life insurance is typically available from age 18 and can be bought at any age, but cost generally increases with age.

These insights show buying life insurance early offers financial benefits and security for dependents or debt obligations.