You can exchange currency at several convenient locations depending on where you are: In Germany (e.g., List, Berlin, Frankfurt):

• Currency exchange bureaus such as Exchange AG Deutschland, ReiseBank, Ria Money Transfer, and Travelex have branches in major cities and airports. For example, ReiseBank has over 85 branches in more than 50 cities including major train stations and airports, offering easy access to currency exchange services

• Banks and credit unions are generally the best places to exchange currency with reasonable rates and low fees. Some banks allow you to order currency in advance for pickup or delivery

• Avoid exchanging money at airports or hotels if possible, as they often have poor rates and high fees

• Using ATMs linked to your home bank’s network abroad can be a cost-effective way to get local currency, but watch out for fees and choose to be charged in the local currency to get fair rates

Online and Digital Options:

• Wise (formerly TransferWise) offers a digital alternative to physical currency exchange, allowing you to hold and convert over 70 currencies at mid-market rates with low fees, accessible via their app or website

• Online currency converters like XE and Currency Exchange International provide international money transfers and cash delivery services, though delivery fees may apply

Summary of best options:

• Your local bank or credit union before travel for best rates and low fees.
• Major bank branches, ReiseBank, or reputable currency exchange bureaus in your destination city.
• ATMs affiliated with your bank’s network abroad.
• Digital services like Wise for convenient, low-cost currency exchange without physical cash handling.

Be sure to check current exchange rates beforehand to avoid poor deals and hidden fees