SoFi is a publicly traded company, so no single person “owns” it; it is owned by many shareholders, mainly large institutional investors plus insiders and retail investors.

Public company status

SoFi Technologies, Inc. trades on the NASDAQ under the ticker symbol SOFI, which means anyone can buy shares and become a part owner. As a result, control and ownership are dispersed among institutions, company executives, and individual investors.

Largest shareholders

Recent ownership data shows that the biggest stakes are held by institutional investors such as Vanguard Group, BlackRock, JPMorgan Chase, State Street, and others. There are also significant insider holdings linked to entities like SoftBank Group and various sponsors and executives associated with SoFi’s SPAC listing.

Insider and retail ownership

Company insiders (executives and board-related entities) collectively hold a smaller but meaningful percentage of the company, aligning management with shareholder interests. The remaining shares are spread across millions of retail investors who hold SoFi stock in brokerage and retirement accounts.