Banks are closed today, October 14, 2025, because it is Columbus Day, which is a federal holiday in the United States. On Columbus Day, most banks and Federal Reserve bank branches are closed nationwide, including major banks such as Bank of America and Wells Fargo. While some banks like Chase may keep their branches open, online transactions are generally processed with delays as if it is a holiday. ATMs remain operational for cash withdrawals and balance checks, but in-person banking services are not available on this day.