Cash App shows a payment as "pending" for several common reasons:

• Insufficient funds in the sender's Cash App balance or linked bank account.
• A weak or unstable internet connection that hinders transaction processing.
• The payment is flagged for security reasons due to suspicious or unusual activity.
• The account is unverified or has incomplete verification.
• Incorrect payment information like a wrong recipient phone number or email.
• The payment exceeds transaction limits, especially for unverified accounts.
• Cash App or bank servers are undergoing maintenance or experiencing technical issues.
• The payment requires manual approval or additional steps to finalize.

Typically, pending payments resolve within minutes to a few hours but can take up to 24 hours or sometimes a few business days if additional verification or manual review is needed. If a pending payment remains unresolved for over 24 hours, Cash App may automatically cancel it. Users can try checking and correcting payment details, ensuring sufficient funds, confirming account verification, and ensuring a stable network connection to resolve the pending status. If the payment is stuck, contacting Cash App support may be necessary.