NEFT (National Electronic Funds Transfer) transactions usually take between 30 minutes to 2 hours to be processed and credited to the beneficiary's account. NEFT operates 24/7, 365 days a year with transactions processed in half-hourly batches. If it is the first time transferring to a beneficiary, it may take up to 2 hours due to beneficiary account verification by the Reserve Bank of India (RBI). Transactions made after banking hours or on weekends and holidays are also processed in the next available batch, typically within 2 hours. However, in rare cases, delays beyond 2 hours can occur due to bank processing or technical issues.