Wedding insurance is a type of special event insurance that offers financial protection for issues related to your wedding celebration. It can help protect your investment in a private event such as a wedding, and it covers a range of issues that may arise before or during the wedding. Here are some key points to know about wedding insurance:
-
Coverage: Wedding insurance policies can cover a range of issues, such as unavoidable cancellation due to damage or inaccessibility to the ceremony site, vendor no-shows, damage to wedding attire, gifts, and more. Liability insurance can also cover injuries or accidents that occur during the ceremony or reception.
-
Cost: Wedding insurance policies can range from less than $100 to more than $1,000, depending on the policy and the coverage you choose.
-
Exclusions: Wedding insurance policies do not cover everything that might go wrong. For example, cancellations or postponements due to cost are generally not covered. A change of heart by either the bride or groom is also not typically covered.
-
Benefits: Wedding insurance can provide peace of mind and financial protection from unforeseen events on your big day. It can help protect your investment in your wedding day and reimburse expenses incurred.
Its important to note that if youre eloping or having a small gathering, you may decide you dont need event insurance. However, if youre having a larger event, special event insurance may help give you peace of mind as you invest in your wedding day.