The Wise Travel Card is a multi-currency debit card linked to a Wise multi- currency account, allowing users to hold, exchange, and spend money in over 40 currencies across more than 170 countries. It offers real exchange rates with low conversion fees, supports spending via Google Pay and Apple Pay, and provides ATM withdrawals with some free limits. The card is reloadable and can be managed through the Wise app, which also lets users track balances and transactions easily. Key features include:

• Spending in 40+ currencies with the real mid-market exchange rate.
• Free ATM withdrawals up to £200 (or equivalent) per month with a small fee after that.
• Ability to hold multiple currencies simultaneously and automatic currency selection for payments.
• Easy sign-up, with a small initial cost depending on the country of issuance (around £7 or equivalent).
• Virtual card options and instant digital card use before physical card arrival.
• Transparent fee structure with low conversion fees between 0.35% and 1% when currency conversion is needed.

The Wise Card is well-regarded for travel use, especially by backpackers, digital nomads, and frequent travelers due to its cost-effectiveness and ease of use internationally. It can also be a good backup for international transactions beyond traditional credit or debit cards. Overall, the Wise Travel Card is an excellent travel companion for global spending and managing multiple currencies with minimal fees and good convenience.